E-Consent
By submitting your information via the “Get My Loan Now” button, you agree to receive certain notifications, disclosures and/or documents electronically. This E-Consent applies to the information you are providing on our site and any other communications we or our lending partners may provide to you. By submitting your information, you agree to receive all such notifications, disclosures and/or documents from us or our lending partners in electronic form or online in accordance with this E-Consent.
Before you decide to do business electronically with our lending partners, you should consider whether you have the required hardware and software capabilities including a PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and supported web browsing software (Chrome version 32.0 or higher, Firefox version 26.0 or higher, Internet Explorer version 8.0 or higher, or Safari version 7.0 or higher). To read some documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain copies of any electronic records.
You may withdraw your consent prior to submitting your information by exiting the site or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by exiting the site or closing your browser. Following the submission of your information your E-Consent for our matching service and for our lending partners consideration of your matching request cannot be withdrawn because it is a one-time transaction. If you are matched with one or more lending partner, you are free to withdraw your E-Consent with that lending partner at any time and at no charge, by contacting the lending partner at the address provided in the initial disclosure. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from one of our lending partners. Contact the lending partner directly if you wish to withdraw this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected.
All notifications, disclosures and/or documents that we or any lending partners provide to you in electronic format will be provided either (i) via e-mail; (ii) by access to a secure website which will be provided to you in an e-mail notice sent to you when available; (iii) by posting on this site or a lending partner’s site; (iv) by SMS text messaging to your mobile device; or (v) by posting on a website designated for that purpose. All notifications, disclosures and/or documents provided in electronic or paper format from us or any lending partners to you will be considered “in writing,” and you should print a copy for your records. You may obtain any notifications, disclosures and/or documents in paper form without charge from us by printing them from our site or the appropriate lending partner’s website when available.
You agree and intend the federal Electronic Signatures in Global and National Commerce Act to apply to (i) your consent to receive notifications, disclosures and/or documents in electronic form; (ii) the information you provide, and (iii) our and/or any lending partner’s ability to conduct business with you by electronic means.
By completing and submitting your information, you (i) agree to provide us with information requested on this site; (ii) confirm your consent to receive notifications, disclosures and/or documents from us and any lending partner’s in electronic format; (iii) affirmatively demonstrate your ability to access the notifications, disclosures and/or documents in electronic form; (iv) confirm that you have provided a current e-mail address at which electronic notifications, documents and/or disclosures can be sent to you; (v) agree to the terms contained in this section.
We and our lending partners reserve the right, in our absolute discretion, to discontinue electronic provision of notifications and/or documents. You will be provided with notice of any such termination or change as required by law. To facilitate electronic commerce, to reduce the expense of records storage, and to obtain the benefits of faster access to records, you acknowledge and agree that all records may be stored electronically; and that neither we nor any lending partner will retain and have no obligation to retain any original or electronic documents for any period of time beyond the regulatory requirements. This applies to all notifications, disclosures and/or documentation. You further acknowledge and understand that all original and electronic notification, disclosures and/or documentation will be routinely destroyed, but not before the period of time designated by regulatory requirements. Records may be stored electronically via imaging, scanning, filming or other technology used for the storage of documentation via internal processes or third-party processors that we or any lending partner approve for these services. You agree that such storage shall be secure, and further agree that such records shall for all purposes be recognized and admissible in evidence or otherwise to prove the agreements, rights and obligations of the parties pursuant to any such records. We will retain your information for as long as needed to provide you services.